Ideal are the chances of success for a loan during parental leave, if the banks can provide evidence of a continuing pay. Also the proof that a Kita place exists or is assured in the near future, can increase the chances of success for a loan during the parental leave enormously. In addition, the relationship status of the borrower, because if you are in a committed relationship or even in marriage, can still act as spouse partner and spouse and thus additional security.
Of course, this should have a regular income in the appropriate amount, so that the lender can also ensure that it can repay the loan debt in case of any default of the borrower. Then, even during parental leave, you can apply for a loan with a good chance of success. In addition, loan applications via the Internet at various direct banks promise a higher chance of success, since no direct budget calculation has to be presented here.
Select loans with a short maturity
Loans with a relatively short term and an equally manageable amount of credit promise the greatest success during parental leave. For as long as the bank can ensure that the installments can be paid in the current state, it can usually also assume that no shortfalls will occur during the repayment. Choosing a loan with a short maturity is not a guarantee for success, but the odds often significantly improve.
Also, the loans should be chosen in their own interest so that incur as little cost as possible. A low interest rate and ideal terms for the repayment keep the amount of the loan in manageable framework and save the borrower a lot of money in the long term. With the help of a credit comparison and the right calculator cheap providers can be found quickly.